TVS Raider Down Payment- When it comes to stylish, performance-packed, and budget-friendly bikes, the TVS Raider 125 has emerged as a top choice for young Indian riders. With its sporty looks, impressive mileage, and smart features, it offers real value for money. In this article, we will explore all aspects related to TVS Raider Down Payment, EMI options, pricing, and why it could be a smart decision for your next bike purchase.
TVS Raider 125 Bike On-Road Price and Variants Overview
TVS Raider 125 Bike is available in six variants, offering customers a wide range of options based on features and budget. The on-road price of the base Drum Brake variant in Delhi is ₹1,00,367, while the top-end SX variant costs ₹1,02,300 (ex-showroom). TVS has recently expanded the Raider lineup by introducing a new iGO variant and a more affordable Drum brake model, catering to different customer needs.
Variant | Price (Ex-Showroom Delhi) |
---|---|
Drum Brake | ₹87,010 |
Disc Brake | ₹93,490 |
Single-Seat Disc | ₹93,490 |
Split-Seat Disc | ₹95,219 |
SX Variant | ₹1,02,300 |
iGO Variant | Coming Soon |
The flexible lineup ensures that whether you are looking for a budget commuter or a feature-loaded sporty bike, there is a Raider 125 variant for you.

TVS Raider Down Payment and EMI Details
Understanding the TVS Raider Down Payment and EMI options is crucial if you are planning a purchase through financing. Typically, a minimum down payment of ₹10,000 is required, but depending on the dealer and bank, it could be customized. With a bank interest rate of 9.7%, and a three-year tenure, the monthly EMI comes to around ₹2,903.
Particular | Details |
---|---|
Down Payment | ₹10,000 |
Bank Interest Rate | 9.7% per annum |
Loan Tenure | 36 months |
EMI (Approx.) | ₹2,903 |
This makes the Raider highly accessible for young buyers or first-time vehicle owners who want to keep their monthly expenses within a reasonable range.
TVS Raider 125 Bike: Performance and Riding Experience
After personally riding the TVS Raider 125 Bike, it’s clear that this bike punches well above its weight. Powered by a 124.8cc engine producing 11.38 PS of power and 11.2 Nm of torque, the Raider delivers a surprisingly peppy performance. The lightweight frame and well-tuned suspension offer a comfortable ride, whether maneuvering through city traffic or enjoying a spirited weekend ride.

The mileage is another impressive aspect, with real-world figures close to the claimed 71.94 kmpl. Whether it’s short office commutes or occasional highway runs, the Raider offers a balanced and enjoyable riding experience that very few bikes in this segment can match.
Key Features That Make TVS Raider a Smart Buy
TVS has loaded the Raider with features that are usually seen in more expensive bikes. The digital speedometer, odometer, trip meter, and tachometer give it a modern touch. It also includes DRLs (Daytime Running Lights) and a service due indicator, adding convenience and safety. The new Synchronized Braking System (SBS) improves overall braking performance, offering better control during emergency stops. These features not only enhance the riding experience but also add to the overall value proposition, making the Raider 125 an attractive package for today’s tech-savvy generation.
Expert Insights: Why TVS Raider Stands Out in the 125cc Segment
Motorcycle experts and auto journalists widely appreciate the TVS Raider for its refined engine, excellent ride quality, and premium features at an affordable price point. In comparisons with competitors like the Honda SP 125 or Bajaj Pulsar NS125, the Raider often comes out ahead for its performance and aggressive styling.

In real-world usage, the Raider offers a perfect mix of style, efficiency, and practicality. Especially for college students, office goers, and even middle-aged users looking for a dependable bike, the Raider 125 hits the sweet spot between affordability and aspirational value.
How to Choose the Best EMI Plan for Your TVS Raider
Choosing the right EMI plan is just as important as selecting the right variant. It is advisable to go for a plan that balances a comfortable EMI amount with a shorter loan tenure to save on overall interest. Always compare offers from multiple banks and NBFCs before signing up. Many dealers also offer festive-season discounts or cashback on financing schemes, so it pays to be patient and shop around. Additionally, a higher down payment can reduce your EMI burden significantly, making the monthly payout lighter and manageable over time.
Conclusion: My Opinion on TVS Raider 125
Having personally tested and experienced the TVS Raider 125, I genuinely believe it is one of the finest options available in the 125cc segment today. It combines stylish design, strong engine performance, superior mileage, and a host of modern features at an extremely competitive price.
With affordable down payment options and easy EMI plans starting at around ₹2,903 per month, the Raider becomes even more accessible to a broader range of buyers. If you are looking for a bike that gives you both practicality and performance without burning a hole in your pocket, the TVS Raider Down Payment is an excellent choice worth considering.
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